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Funerals: To Pre-Plan or Not Pre-Plan That Is The Question

Funerals: To Pre-Plan or Not Pre-Plan That Is The Question

A while back we published a post about how Baby Boomers are changing the funeral landscape by planning their own funerals.

Similar to disrupting traditional approaches in how they lived their lives, they are now mapping new ways in how they leave this world as well.

It made me start to wonder about the whole idea of pre-planning your funeral and what were some of the benefits of doing this.

I discovered (and this probably isn’t that big of a shocker) that most funeral service providers promote the idea of pre-planning your funeral.

Here are some of their top reasons;

It’s easier on your loved ones

When someone dies, there normally is a great deal of grief to deal with. The planning of a funeral during this time of grief can make it even more difficult to cope.

You can have input into your final farewell

By pre-planning your funeral, you can help take some of the guess work for your family as to how you would like to be remembered. From how you would like your remains handled to the actual type of service you would like are all things that you can plan in advance.

It’s financially easier for your family

Most often funeral services are paid for through the deceased person’s estate. However, it takes time for the estate to be settled so the financial burden needs to be covered upfront. By pre-planning this is not a cost that needs to be managed by the family as it’s already taken care of.

However, there are also some downsides to consider as well.

Things can change

You move, your relationships change – life is not always predictable.

For example, I met one couple at a funeral once that were arguing about their own funeral arrangements.

As it turned out, the gentleman had pre-planned his funeral and had purchased a shared plot with his first wife who had unfortunately died. He had since remarried and his second wife was now wondering how she now fit into the picture.

When he had made his initial funeral arrangements, the idea of getting married a second time was not at all in his plans.

Shows you that your life may not always go as you had planned it.

How you pre-pay

If you are pre-planning, you need to be careful how much money is paid out in advance – and to who.

If it’s handed over to a funeral service provider, the services have yet to be delivered and there could be some risk.

Will they still be in business, will they have mismanaged the money, will you actually get what you paid for – these are just some things to be considered.

Whether you decide to pre-plan or not pre-plan, this is really a personal decision.

Personally I think it’s best to think about our loved ones and what would they want.

They will be the ones at the end of the day having to cope with the loss and then dealing with what comes next.

After all, we won’t be here.

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Susan Williams is the Founder of Booming Encore. Being a Boomer herself, Susan loves to discover and share ways to live life to the fullest. She shares her experiences, observations and opinions on living life after 50 and tries to embrace Booming Encore's philosophy of making sure every day matters.